Motor Trade Insurance

Motor Traders Insurance, exists for businesses that handle or deal with vehicles on a day to day basis as part of their business.

You may be working in a garage, moving cars about on a forecourt daily or undertaking a service or repair of a vehicle. The correct cover is very important in order to protect your business, staff, public and the vehicles owned or in your custody or control.

Motor Trade

Motor trade insurance

As a specialist motor trade insurance broker, J & V Risk Solutions Ltd can put together a policy tailored to the individual needs and requirements of your business. Whether it be a basic road risks policy, or a combined premises policy with employers and public liability, we have the expertise to provide you with the right protection.

In addition to a 'road risk' policy, where you are insured to drive your own and other vehicles in connection with the motor trade, you can also opt for additional aspects of specialist cover for specific aspects of your business.

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blue ferrari

J & V Risk Solutions Ltd is experienced with Motor Trade Insurance and we work hard to get the best price for you and your circumstances.


J & V Risk Solutions Ltd insurance brokers Carlisle, work with large car dealerships to rural independent garages, whatever your occupation within the motor trade, we can find insurance cover to suit your needs.

garage repair shop
Road Risks Insurance

A Road Risk's policy will cover you to drive vehicles on the road, theft, fire and accidental damage; including vehicle transport to and from your home, or taking clients out for a test drive.

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Combined Premises Insurance

Combined premises cover is needed if you operate your motor trade business from business premises. If you have a forecourt, or a garage that is separate from your home address, then you will need a combined motor trader's insurance policy.

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Do You Qualify for Insurance?

In order to be eligible for an insurance policy, you need to be a genuine motor trader who has a financial investment in the motor trade industry. Whether you operate full-time or part-time, as long as you can actively prove that you operate in the motor trade industry.